Tag Archive: Insurance

  1. Laka’s insurance extends to Germany with the support of Porsche

    Comments Off on Laka’s insurance extends to Germany with the support of Porsche

    Source: SazBike, M. Huber

    LEVA-EU member Laka, a bicycle insurer based in London, has now launched its service in Germany thanks to support from Porsche Ventures. In its initial stage, the brand will offer digital insurance products in these regions.

    Laka insurance is now available for all bicycles in Germany, including a partnership with Cyklaer e-bikes. Service providers in Germany under Laka insurance include Decathalon, Raleigh, Le Col, and Dockr. As announced in June, this development is facilitated by support from Porsche Ventures.

    Maxim Huber writes, “The insurance provider promises to only bill customers for the actual costs of claims submitted in the previous month. Insured persons should benefit from lower prices with fewer claims, while members are protected from higher collective claims by a monthly price cap. Costs are reduced through a daily updated pricing and risk model, with policyholders being transparent about where their money is going each month, the company says.”

    We are thrilled to bring our modern, refreshing, and collective insurance model to Germany, where micro-mobility is already a part of everyday life and continues to grow,” says Kelly Barnes, CMO of Laka.

  2. Laka and Dockr rebel against outdated industries

    Comments Off on Laka and Dockr rebel against outdated industries

    The European cycle insurer that has disrupted the consumer and commercial insurance market

    LEVA-EU member Laka, the European cycle insurer that has disrupted the consumer and commercial insurance market, is now working with cargo bike subscription giant DOCKR to bring their fresh, entrepreneurial model to the e-mobility market. As part of their DOCKR subscription, thousands of DOCKR clients in Belgium, Germany, and the Netherlands now benefit from Laka’s award-winning insurance and fleet management system.

    Laka’s appeal to clients is its ability to quickly adapt its unique, tech-based insurance model to provide tailored, cost-effective insurance cover for clients’ specific requirements across Europe. Laka and DOCKR both bring a modern and flexible model to their retrospective industries. Notably, outdated insurance companies are known for locking clients in for long periods with expensive get-out clauses and charging for policy changes. This is where Laka and DOCKR are changing things to better serve the business market. With DOCKR, clients pay via an all-inclusive flexible subscription model, whilst Laka offers flexible insurance contracts that allow daily policy changes; which are more suited to the changing needs of growing delivery fleet companies.

    Both companies also maximize revenue opportunities for their clients. Laka has its own in-house customer services team, who provides award-winning fast service to get riders back on their bikes (41 minutes is the quickest settlement), and DOCKR’s secret lies within its subscription, which includes regular service at the customer’s location and backup vehicles when necessary, thereby maximizing uptime for its users.

    DOCKR is the most recent addition to Laka’s commercial client list, which features Decathlon, Randstad, EAV, Zapp, and Santis Global to name a few, proving that Laka is now uniquely positioned to provide a comprehensive, cost-effective, and versatile commercial insurance model (covering e-cargo bikes, delivery riders, and cycles), across Europe and the UK.

    Tobias Taupitz, Laka CEO said “We listened to clients’ pain points with traditional insurance to develop a product that challenges the outdated insurance model. Laka provides tech-driven flexible policies to better suit their needs; whether they are a global company or a fast-growing (and fast-changing) start-up. DOCKR is one of those fast-growing companies. We are delighted to work with the DOCKR team, who are aligned with Laka’s disruptive approach of rebelling against outdated models to do things differently, to do them better.”

    Nadine van der Hoorn, Managing Director at DOCKR said ”At DOCKR we look for innovation and customer-focus in all partners we work with. These are key drivers for us and our partners to grow with the disruptive DOCKR Model. When starting conversations with LAKA we’ve found a partner who will work with us (instead of against us) to offer our customers the best possible cargo solution in inner cities. This requires courage from both of us to embrace the unknown.”

    Van der Hoorn goes on to explain that, every day the inner cities become more congested with traffic, and CO2 emissions continue to rise. That’s why DOCKR is on a mission to make the inner cities a better place. DOCKR delivers flexible all-in subscriptions for electric cargo vehicles because they believe mobility should be easy, accessible, and sustainable. DOCKR helps its customers with their logistical challenges so they can focus on their core business. Whether your company is big or small, there is an ideal DOCKR for everyone. No big investments upfront and no long-term commitments. With DOCKR’s service and preventive maintenance, they ensure that your vehicle is always on the road to guarantee you maximum uptime.

    DOCKR is growing rapidly and they want to conquer the European market with their all-inclusive subscription. To make this rapid growth possible, they are looking for new investors so that they can make the city center a better place, not only in the Netherlands, Belgium & Germany but in all of Europe!

    For further information about Laka visit the Laka website at www.laka.co
    For further information about DOCKR visit the DOCKR website at www.dockrmobility.com

  3. LEVA-EU asks EP to exclude L1e-A from Motor Insurance Directive (MID)

    Leave a Comment

    Following the IMCO vote, not all electric bicycles will be excluded from the Motor Vehicle Insurance Directive. LEVA-EU is working for the exclusion of at least one more category of electric bicycles, i.e. L1e-A “powered cycles”. The category is already hampered by its technical rules and will be further obstructed by a mandatory insurance.

    The current Directive gives the Member States the competence to exclude certain vehicles from the MID. In the majority of the Member States this clause was used to exclude electric bicycles with motor power up to 250W and assistance up to 25 km/h. In a number of Member States, other light, electric vehicles such as electric scooters, self-balancing vehicles, electric hoverboards, etc. are also excluded on the basis of this clause.
    All the above could have been jeopardized because the European Commission believes that a larger variety of vehicles should be included. They proposed a text to the European Parliament (EP) aimed at making these vehicles subject to a mandatory motor vehicle insurance.

    IMCO Vote

    IMCO, which is the Parliamentary Committee responsible for this Directive, did not accept the original proposal of the European Commission (EC). They decided that a mandatory motor vehicle insurance must apply to all L-category vehicles in Regulation (EU) No 168/2013. As a result, Member States retain the competence not to apply a mandatory motor vehicle insurance to:
    1) Electric bicycles with pedal assistance up to 25 km/h and maximum 250W
    2) Self-balancing vehicles and vehicles without a seating position, such as electric scooters, hoverboards, etc.
    However, all other categories of electric bicycles in Regulation 168/2013 will definitively become subject to a compulsory Motor Vehicle Insurance.  In LEVA-EU’s opinion it would be a serious mistake to include L1e-A vehicles in the MID.  This concerns electric bicycles with a motor assistance up to 25 km/h and a maximum continuous power of 1 kW, which are categorized as L1e-A “powered cycles”.

    Legal bottleneck

    The only difference between this category of electric bicycles and the category with pedal assistance up to 25 km/h that is excluded from Regulation 168/2013 is the fact that they have a higher maximum continuous power. This higher power is by no means meant to make the electric bicycles faster, the motor cuts out at 25 km/h anyway.
    The limit of 250 W, which applies to the category that is excluded from Regulation 168/2013, has been determined in 1999 in a completely arbitrary way. It was the limit of one of the very few electric bicycles on the market at that time, i.e. the Yamaha Pass.
    Since then, this arbitrary limit continues to cause a legal bottleneck for the development of electric bicycles.
    Regulation 168/2013 and the resulting type-approval procedure is an extremely expensive, complicated and inaccurate technical framework for these vehicles. As a result, there are hardly any vehicles type-approved in this category. The very few companies that do try to cope with the legal bottleneck of type-approval for L1e-A”powered cycles” will encounter another setback if member states will be forced to make L1e-A “powered cycles” subject to a motor vehicle insurance.
    Today, there are Member States, such as Belgium, which have given L1e-A vehicles the exact same status as a conventional bicycle. This includes among other things, bicycle status on the road, objective liability, financial compensation for commuting, no compulsory helmet, etc. If L1e-A is not explicitly excluded from the new MID, all this will be jeopardized and the legal bottleneck for L1e-A will become even worse. Furthermore, there are no safety arguments to include L1e-A in the Motor Vehicle Insurance Directive.

    For all the above reasons, LEVA-EU is now lobbying the European Parliament with a view to having category L1e-A excluded from the Motor Vehicle Insurance Directive.

    For further details, please contact LEVA-EU Manager, Annick Roetynck, annick@leva-eu.com, tel. +32 9 233 60 05.

  4. Motor Vehicle Insurance Directive: LEVA-EU asks EP to exclude certain LEVs

    Leave a Comment

    The European institutions are currently reviewing the Motor Vehicle Insurance Directive. This is relevant to the sector of light, electric vehicles because this Directive stipulates which vehicles are subject to a special motor vehicle insurance.

    So far, there was a clause in the Directive, which gave the member states the authority to exclude certain vehicles from the motor vehicle insurance directive. In the majority of the member states this clause was used to exclude electric bicycles with motor power up to 250W and assistance up to 25 km/h. In a number of member states, other light, electric vehicles such as scooters, self-balancing vehicles, electric hoverboards, etc. were also excluded on the basis of this clause.

    All this may now be jeopardized because the European Commission believes that a larger variety of vehicles should be included. They have proposed a text to the European Parliament (EP), to which the EP has developed a number of amendments. These amendments will be voted in the IMCO Parliamentary Committee on Tuesday 22 January.

    Two amendments are aimed at excluding all vehicles that are excluded from Regulation 168/2013 from this insurance, two other amendments are rather aimed at making these vehicles also subject to the Motor Vehicle Insurance Directive.

    In anticipation of the vote on Tuesday,  LEVA-EU has sent a statement to all members of the IMCO Committee. LEVA-EU requests them to approve the amendments aimed at excluding those vehicles that are excluded from Regulation 168/2013 as well as L1e-A category vehicles. The latter are already severely obstructed by an aberration in technical legislation and would be further hampered if they were made subject to a motor vehicle insurance. LEVA-EU also requests the MEPs to vote against the two amendments aiming at enlarging the scope of the Motor Vehicle Insurance Directive.

    LEVA-EU will continue to monitor this issue very closely and will continue to discuss this with the European authorities with a view to obtain the best outcome for the European LEV-Sector.

    For further information, please contact LEVA-EU Manger, Annick Roetynck, email leva-eu@telenet.be, tel. +32 9 233 60 05.

Campaign success

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Member profile

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.