Spain introduces compulsory insurance for many electric scooters and bikes
20/10/2025
2 minutes
Source: Majorca Daily Bulletin
In Spain, owners of e-scooters or e-bikes which have motors over 250W that can reach speeds over 25 km/h must now obtain insurance for their vehicle. Additionally, they must register it in a national public database, and the vehicle must display an identification plate, carry a circulation permit and have a valid technical inspection (ITV). There is a transitional period, ending in January 2026, for owners to ensure their vehicle is compliant with the new rules.
Many pedal-assist e-bikes fall below the power and speed limit, however owners of such e-bikes are being encouraged to take out voluntary insurance.
The database for registration of qualifying vehicles is due to be implemented by the Spanish government by 2 January 2026. Owners of vehicles must arrange the required insurance and registration before 25 January 2026. Before this date, they will not face penalties; after this date, they could face fines of up to €1,000 for riding without the required insurance and registration.
The minimum insurance coverage requirements are set at €6.45 million for personal injury, and at €1.3 million for property damage. These amounts will be updated annually, in line with the Consumer Price Index, to ensure ongoing adequacy.
Those unsure about the status of their e-scooter, and how to go about registering a qualifying vehicle, can find more information here.